1935 S Palmetto Ave Flagler Beach, FL 32136
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About this home
One or more photo(s) has been virtually staged. Located just a short stroll—only four blocks—from the sandy shores of Flagler Beach, this beautifully designed 3-bedroom, 3.5-bathroom home offers 2,170 square feet of thoughtfully crafted living space, blending coastal charm with modern convenience. Step inside to find tile flooring, high ceilings, and crown molding in the main living areas, creating an airy and elegant atmosphere. The open, split floor plan provides privacy and flow, which is ideal for everyday living or entertaining guests. The spacious living room centers around a cozy gas fireplace, while French doors open into a flexible bonus room—perfect as a home office, playroom, formal dining space, or even a 4th bedroom. The kitchen is filled with natural light thanks to two skylights and is equipped with granite countertops and a pantry for extra storage. Just off the dining area, sliding glass doors lead to a screened-in patio with a sparkling pool and spa, offering the perfect outdoor retreat. Each of the three bedrooms features its own en-suite bathroom and walk-in closet, giving everyone their own private space. The primary suite is a true escape, complete with French doors to the patio, his and hers walk-in closets, a soaking tub, a step-in shower, and dual sinks. Additional highlights include a rear-facing two-car garage with ceiling fans and built-in cabinetry. Enjoy walkable access to the beach, shops, and restaurants, making it easy to embrace the laid-back Flagler Beach lifestyle. Don't miss the chance to own this versatile and well-appointed coastal home—schedule your private showing of 1935 S Palmetto Ave today!
Source: STELLAR #FC311411
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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