$515,000

194 Cedar Mountain Dr Weatherford, TX 76085

$1,268/mo at 6.5%
Unlock a lower rate & save over $100K.

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About this home

HILLTOP with BREATHTAKING VIEWS, enjoy your morning coffee on the front porch and wine down for sunset! Views including long range views to Downtown Fort Worth. This home blends warmth, function, and custom finish outs all on 2 acres. Completed in 2019 and lightly lived in, the open living area is framed by stained cedar beams, a showpiece windmill ceiling fan with modern farmhouse finishes throughout. The shiplap island kitchen features a farmhouse sink, large breakfast bar, double ovens, built-in microwave, and abundant storage, perfect for everyday cooking or entertaining. Private owner’s retreat offers a spa bath with double vanities, a stunning claw foot tub, and separate shower; the custom walk-in closet connects directly to the utility room with herringbone tile for everyday ease. Two secondary bedrooms share a full bath. Upstairs, a 19’x18’ unfinished bonus room is ready for media, office, or guest space. Outside, the back acreage is cross fenced with pipe top rail and no climb wire, including, 1 acre up top, ideal for pets, hobby animals, or a future shop. Enjoy your back yard privacy and outdoor grill while star gazing in the Texas sky. Located in Weatherford ISD within Cedar Mountain Estates and minutes to Hwy 199, FM, 730, and Lake Weatherford amenities. Welcome to your little slice of Texas paradise!

3 bedroom
2 bathroom
2,195 sqft
2.0010 acres
Single Family
Built in 2019
2 car garage
Air conditioning
Fireplace

Source: NTREIS #21090452


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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Oct 26, 2025 09:40 am
Listing agent: Jose De La Fuente
Listing provided courtesy of: The Property Shop (817) 888-8849
Details provided by NTREIS and may not match the public record.
MLS ID: #21090452
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
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