19483 Meadowvale Ct Culpeper, VA 22701
Your savings
About this home
This A+ home is packed with style and substance! The kitchen is truly a showstopper — a gourmet renovation done right with a massive island, endless cabinetry, and gorgeous finishes that will make any chef swoon. The main-level primary suite offers the perfect retreat with a huge walk-in closet and a spa-like bathroom featuring a stunning tiled walk-in shower. The two-story living room with its impressive brick fireplace adds warmth and wow factor, while the upper level offers two spacious bedrooms for family or guests. The fully finished basement provides an entirely separate living space complete with its own full kitchen, living area, bedroom, laundry, and a beautiful tiled shower — ideal for guests or an in-law suite. Outside, enjoy a 2-car attached garage plus a 24x24 detached 2-car garage with EV/RV plug, all connected by a paved driveway offering plenty of parking and convenience. Every detail has been thoughtfully designed and beautifully updated — this home truly stands out from the crowd. Coming soon — prepare to fall in love!
Source: BRIGHT #VACU2011834
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.