195 Gateway Dr Rocky Face, GA 30740
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About this home
WELCOME TO A BEAUTIFUL SOUGHT AFTER WESTGATE CORNER LOT HOME! Welcome! Enjoy your very own rocking chair front porch with great curb appeal. This is the perfect place to enjoy your morning coffee! This home hosts space for family gatherings and more! Gorgeous hardwood floors and tons of updates throughout! This home features a Double Master. One Master on the Main level and a Second Oversized Master upstairs. The outdoor setting includes new back deck as well as a new side deck off the garage. Inside you will also find a massive living room filled with natural light, views to the private back yard as well as views of the fountain and community lake area located just beyond the backyard. Master on main hosts a fireplace and French doors open onto a large deck overlooking your private backyard and perfect outdoor oasis! . The second Master is located on the second floor. Here, you will find large windows that fill the room with natural light, a sitting area, a renovated owner's bath complete with a large walk-in shower, dual vanities, his and hers closets, and tons of extras! The secondary bedrooms are generously-sized with large closets. New septic field lines installed with warranty transfers to new owners. This beautiful home is perfectly perched upon an oversized, corner lot and conveniently located minutes from I-75, shopping, restaurants, and more! This amazing home won't disappoint. Call today, don't let this one get away!
Source: FMLS #7643175
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.