19526 Javelina Rd Apple Valley, CA 92307
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About this home
Resort Living at its' finest! This stunning home is located in the popular Vista Del Sol Estates "gated" community. Close to shopping, restaurants, freeway access and entertainment. Welcome to your new High Desert Oasis, this light and bright open floor plan offers a grand living area with gourmet kitchen, four generous sized bedrooms, three baths and an office. Enjoy a spacious open indoor/outdoor space with French doors off the kitchen that open to a large patio accented with a breathtaking fireplace. Find yourself in an open setting to entertain family and friends while the fireplace blazes with warmth and the natural light floods in through the French doors. You'll stay extra cozy while sipping your favorite glass of wine while watching the sunset. Whether you're reading a book, enjoying a cup of coffee or watching a movie, you'll enjoy the expansive feel of the living room entertainment area. Built with sustainability in mind, it is re-imagined with design from high end finishes to elevated ceilings. Step away from reality and escape to your cozy master bedroom retreat. This separate wing offers privacy for the master bedroom and a sprawling bathroom that offers a soaking tub, walk-in shower, large master closet and has its own private entrance from the backyard patio. You will find two large bedrooms in a separate wing, both thoughtfully designed with lots of natural light. Designed with premium windows in each, wake up to the feeling of being nestled with views of distant mountains. The fourth bedroom is located off the kitchen wing and offers a walk-in closet. This majestic residence is located on a large corner lot. Plenty of room to create your own park-like setting, fully fenced to corral all the furry family members and kiddos who will enjoy hours of fun to run and play. RV parking and plenty of room to store your boat. Solar panels completely paid off. Oversized garage to store all your toys. Separate laundry room and tankless water heater. You will experience peace and restoration throughout this thoughtfully designed and meticulously maintained home.
Source: CRMLS #IG25241620
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.