19574 SW 84th Pl Dunnellon, FL 34432
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About this home
POOL HOME WITH GREAT VIEWS Rainbow Springs in the community of Fox Trace. This home is located very close to the most nature filled Rainbow Springs State Park. Welcome to your new home! New roof June 2025! This home has an open living space floor plan with triple sliding glass door that opens to a view of the screened enclosed pool. An amazing large covered patio to sit and relax and enjoy the pool and the wonderful nature view and landscaped yard. A split 2 bedroom suite plan, a den that can also be used as a third guest bedroom. A roomy living area with cathedral ceilings open to the dining room and eat in kitchen with breakfast bar. A master bedroom featuring an ensuite master bath with a garden tub, 2 sink vanity and walk in shower. Main living floors are neutral ceramic tile throughout and carpet in the bedrooms and den. Additionally, a spacious three car garage that will hold your cars, trucks, bikes and kayaks and maybe your golf cart. The spacious drive way has been freshly painted. A well on this property is for irrigation and general use. This home is located on a quiet cul de sac street. Included in the Hoa fee is mowing, trimming of the lawn and the community center offers many gathering events, with a restaurant that has bands on most weekends, pool, tennis/pickleball courts and small fitness room and many walking trails to explore. Dont miss out, this will be a home you will love.
Source: STELLAR #S5128806
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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