196 Taft Dr Davenport, FL 33837
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About this home
NEW PRICE UPDATE!! Welcome to 196 Taft Dr, Haines City, FL – A Spacious and Modern 5-Bedroom Home with Exceptional Features This stunning 5-bedroom, 2.5-bathroom home offers modern living with an open floor plan and unbeatable access to all that Haines City has to offer. Located in a highly desirable community, this home blends comfort, functionality, and convenience, making it an ideal choice for families looking for both space and accessibility. Key Features: • Spacious Open Floor Plan: As you enter, you're greeted by a light-filled living space that flows seamlessly into the dining and kitchen areas. The open design offers a natural sense of openness, perfect for entertaining or family gatherings. • Gourmet Kitchen with 42-Inch Cabinets: The kitchen is a chef's dream, featuring tall 42-inch cabinets, plenty of counter space, and modern stainless steel appliances. Whether preparing a weeknight dinner or hosting a dinner party, this kitchen is sure to impress. • Master Bedroom Downstairs: The luxurious master suite is conveniently located on the first floor, providing privacy and easy access. It includes a spacious walk-in closet and a private en-suite bath with dual sinks and a large shower. • Flexible Loft & Downstairs Flex Room: Upstairs, you'll find a versatile loft space that can be used as an office, playroom, or additional living area. Plus, the downstairs flex room offers even more possibilities—transform it into a home office, gym, or entertainment space. • Dual A/C Units: With dual A/C units, this home ensures optimal climate control on both levels, keeping you comfortable year-round. • Solar Panels: Go green and reduce your energy bills with the added benefit of solar panels. This eco-friendly feature enhances the home's energy efficiency and sustainability. • Large Backyard: The spacious backyard offers endless opportunities for outdoor enjoyment. Whether you're hosting BBQs, gardening, or simply relaxing, this private space is perfect for any activity. Community & Location Highlights: • Access to Community Pool: Enjoy the luxury of a community pool just steps away. Perfect for a refreshing dip or relaxing in the sun without having to maintain your own pool. • Prime Location Near Shopping & Amenities: Located just minutes from shopping centers, dining options, and major retail hubs, including Posner Park, you’ll have everything you need right at your fingertips. The property is also close to essential services, including medical centers and recreational areas. • Convenient Access to Major Highways: Quick access to US-27, I-4, and major roadways makes commuting to nearby areas like Davenport, Kissimmee, and Orlando a breeze. Whether you're heading to work, visiting theme parks, or enjoying local attractions, you're always just a short drive away. • Explore the Area: With Legoland, golf courses, and scenic parks nearby, you'll find plenty of things to do in and around Haines City. The community itself is peaceful, offering the perfect balance of suburban living with easy access to city amenities. This home truly offers the best of both worlds—modern comfort with a prime location for convenience and leisure. Schedule your private showing today and make 196 Taft Dr your next dream home! ?? Schedule a private tour today and experience firsthand the elegance and lifestyle this exceptional Davenport home has to offer.
Source: STELLAR #O6338608
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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