1966 Mattingly Rd Hinckley, OH 44233
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About this home
Welcome to this inviting 3-bedroom, 1.5-bath ranch-style home that blends essential modern upgrades with the perfect opportunity to add your personal touch. Featuring a spacious layout and a bonus room with closet, this home offers flexibility and functionality for a variety of lifestyles. Key Features: 3 Bedrooms + Bonus Room – Includes a versatile bonus space perfect for a home office, guest room, or hobby area. 1.5 Bathrooms – Full bathroom completely gutted and remodeled in 2023; a convenient half bath was added the same year. Recent Updates – Major improvements already done for you, including: New front door, porch, and updated lighting (2025) New back slider, deck, and fully fenced backyard (2022) Tankless water heater (2023) New AC and thermostat (2021) Norweco Singulair® aeration septic system (2020) New gutters and downspouts (2023) Upgraded electrical box to 200 amp (2023) Both bedrooms and hallway on bathroom side have fresh paint, flooring, lighting and switches Make It Your Own: While many big-ticket updates have already been taken care of, there’s still room to bring your own style and finishes to make this home truly yours. Whether it’s cosmetic touches or additional enhancements, the potential is here! Perfect for buyers looking for a solid home with great bones, smart upgrades, and the chance to add value over time. Ask your agent for a full list of improvements. All window and door trim, along with baseboards, will be completed prior to closing. Schedule your private tour today and start imagining the possibilities!
Source: MLSNOW #5148607
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.