19694 Benbow Rd Strongsville, OH 44136
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About this home
Welcome to the beautifully updated colonial home in the heart of Strongsville. This stunning home offers over 3100 square feet and is nestled on a beautiful half acre! Features include an open floor plan, spacious room sizes and upgrades/updates. The 2 story foyer features LVP flooring, 1 st floor office, perfect for working from home, a modern powder room, large eat in kitchen and beautifully updated modern dining room. The stunning kitchen offers quartz countertops, stainless steel appliances, dishwasher (2022) never used, under and over cabinet lighting and a dry bar, perfect for entertaining. The family room offers gorgeous high ceiling with plenty of windows for an immense amount of sunlight, a beautiful newly added marble stone electric fireplace (2024), new wallpaper and chic new lighting. Enjoy a first floor modern master bedroom with a walk in closet, an updated bathroom with plenty of natural sunlight. Just off the primary bedroom is the first floor laundry room with appliances included. Upstairs you will find 3 generously sized bedrooms with an additional full double vanity bathroom. All rooms feature remote control lighting. The partially finished basement offers a great amount of space for extra living, storage, home gym or playroom. Take the party outside to a beautiful half acre yard, featuring a great size patio with an added newer gazebo (2024), remote control awning, lush landscaping, plenty of yard space, perfect, for pets, children and entertainment. All patio furniture, gazebo, swing set and playground equipment stay. The backyard also has the ability to be pool ready. The house also features a heated two car garage with tile flooring, ceiling fans, irrigation system & plenty of storage, opens to a long and wide driveway.. Conveniently located just minutes from Strongsville schools, dining, shopping, library, rec center, airport and i71. The home offers the perfect blend of luxury & convenience. Schedule your showing today!
Source: MLSNOW #5164081
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.