19703 Serenity Springs Pt Monument, CO 80132
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About this home
Experience Colorado luxury living at its finest in this exquisite 5 bedroom, 4 bathroom home located in the highly desirable Misty Acres community and the top-rated District 38 school district. This move-in ready two-story stucco home offers breathtaking, unobstructed views of Pikes Peak and the Front Range, combining timeless elegance with everyday comfort. Step inside to discover an open-concept floor plan featuring rich hardwood floors, plush carpet, and designer tile finishes throughout. The gourmet chef’s kitchen is a true showpiece, boasting stainless steel appliances, double wall ovens, solid granite countertops, a large walk-in pantry, and a gas-ready cooktop. Enjoy effortless entertaining in the formal dining area, complete with patio doors leading to a covered outdoor living space, perfect for savoring Colorado’s stunning sunrises and sunsets. The main level office provides a quiet, private workspace ideal for remote professionals. Upstairs, retreat to the luxurious master suite featuring grand French doors, a spa-inspired five-piece bath, and an oversized walk-in closet. The upper level also includes three additional bedrooms, a spacious loft, a full bathroom, and a conveniently located laundry room. The fully finished basement offers a large family or media room, an additional bedroom and bathroom, plus ample storage space, ideal for guests or multi-generational living. Situated on a premium lot backing to a peaceful, tree-lined open space, this property delivers both privacy and natural beauty. The landscaped backyard is fully fenced and features mature pines, scrub oak, a cozy wood-burning fire pit, and a full sprinkler system. The front yard’s blend of lush grass and xeriscape design ensures low-maintenance curb appeal year-round. Enjoy the perfect balance of luxury, comfort, and breathtaking mountain scenery, just minutes from shopping, dining, parks, and easy I-25 access.
Source: PPMLS #7103117
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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