1972 Briarwood St Dunedin, FL 34698
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About this home
Welcome to 1972 Briarwood St — a fully renovated 4-bedroom, 3-bathroom pool home located in the heart of Dunedin, FL. Situated on high and dry elevation at 60+ ft above sea level, this property offers peace of mind with no flood insurance required and protection from storm surge — a major bonus for Florida living. With 1,813 sq ft of beautifully updated living space, this home offers a flexible layout perfect for families, guests, or multigenerational living — a rare find under $1million in Dunedin. Fully Renovated Interior (2022) Enjoy a designer kitchen with quartz countertops, shaker cabinets, stylish brushed gold finishes, tile backsplash, pendant lighting, and stainless steel appliances. All bathrooms have been upgraded with high-end finishes, and waterproof luxury vinyl plank flooring flows throughout the entire home. Entertain or unwind in your private backyard paradise featuring a resurfaced pool, new pool equipment, expanded paver pool deck, and low maintenance landscaping — all part of a $70,000+ investment in creating a resort-style experience. Located in Dunedin’s legal golf cart zone, enjoy stress-free rides to downtown’s bars, restaurants, shops, and waterfront parks. Includes a new roof (2022), new A/C, updated electrical panel, and water heater. A wide side yard with a double gate provides secure parking for a boat, trailer, or golf cart — a rare and valuable feature in Dunedin. Unbeatable Location! Just minutes from downtown Dunedin, award-winning beaches, Honeymoon Island, top-rated schools, shopping, dining, and two major airports. This home offers the best of Florida living — space, style, and security.
Source: STELLAR #TB8400310
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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