1972 Great Belt Cir Melbourne, FL 32940
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About this home
From the exterior with stone accents and inviting front porch to the screened-in lanai, this 2 bedroom plus flex room home in Bridgewater, Viera's sought after 55+ resort style community, epitomizes Florida living! Decorated in today's sought after palette of whites and grays, this ''open floor plan'' home checks off all the boxes. White kitchen cabinets, upscale backsplash, undercabinet and pendent lighting, marble look quartz counters in kitchen and baths, new porcelain tile flooring throughout (no carpet!), and elegant crown molding in main areas and bedrooms are the highlights of this home! New Palm Trees in backyard July 2025! The state-of-the-art refrigerator brews your favorite coffee before you retreat to the front porch or the screened in rear lanai. The HOA provides lawn care and includes a stunning private clubhouse, complete with heated pool and spa, fitness center, tennis and pickleball courts, billiards room and its own movie theater! Close to shopping & restaurants!
Source: BREVARDMLS #1040180
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.