19735 Knights Xing Monument, CO 80132
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About this home
Welcome to this exquisite luxury home in the prestigious Kings Deer neighborhood of Monument, Colorado—set on a private, beautifully landscaped acreage just minutes from the golf course. This custom-designed Goetzman home has been lovingly maintained by its original owners and offers a blend of timeless elegance and modern updates throughout. Step inside to soaring tall ceilings, rounded stairs, new lighting, beautiful hardwood floors, textured carpet, and three fireplaces that create warmth and character. The newly renovated chef’s kitchen is a showstopper, featuring quartz countertops, stainless steel appliances, a beverage bar, and a unique butterfly bar that opens into the living room for seamless, open-concept living. A cozy informal dining area, beautiful formal dining room, custom mudroom with built-ins, and a spacious four-car oversized garage add everyday convenience and luxury. The primary suite is a true retreat, complete with a see-through fireplace, sitting area, breathtaking views, a huge walk-in closet, and an updated spa-like bathroom. Enjoy the outdoors from your low-maintenance deck with serene mountain views, or relax in the immaculately landscaped yard filled with colorful perennials. The walkout basement offers even more space with additional bedrooms, a large living area, home theater equipt with all theater and sound equipment, workout room, and plenty of storage. With custom front door with sidelights, and incredible attention to detail throughout, this home is the perfect blend of elegance, comfort, and privacy. Welcome to your dream home in Kings Deer! This is one of Colorado's Finest.
Source: RECO #6567944
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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