1977 Opal Ave Brighton, CO 80603
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About this home
Unfortunately, the buyer had to terminate due to loan availability. Welcome to 1977 Opal Ave – Your Dream Home in Brighton, CO! Nestled in a vibrant, family-friendly neighborhood, this charming home offers the perfect blend of modern comfort and timeless elegance. Located in the heart of Brighton, 1977 Opal Ave is more than just a house—it's a sanctuary for everyday living and effortless entertaining. Step inside to discover a spacious open-concept layout that seamlessly connects the living room, dining area, and kitchen. Whether you're hosting guests or enjoying a cozy evening at home, this inviting floorplan creates a warm and welcoming atmosphere. The kitchen is a chef’s dream, boasting sleek stainless steel appliances, ample cabinet space, and stylish finishes that make both cooking and storage a breeze. Unwind in the luxurious primary suite, complete with a generous walk-in closet and a spa-like ensuite bathroom featuring dual sinks and a modern, glass-enclosed shower. Two additional bedrooms provide comfort and privacy for family or guests, each with spacious closets. Outside, your private backyard oasis awaits. The beautiful yard includes an expansive patio—ideal for summer barbecues, outdoor dining, or simply relaxing under the Colorado sky. Whether you're entertaining, playing with pets, or enjoying quiet moments, this outdoor space is designed for year-round enjoyment. Located just minutes from parks, top-rated schools, shopping, dining, and entertainment, this home also offers easy access to major highways, making your commute to Denver or Boulder a breeze. Don’t miss your opportunity to own this exceptional home in one of Brighton’s most sought-after communities—schedule your private tour today!
Source: RECO #6930278
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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