1982 Titus Ave Pomona, CA 91766
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About this home
Welcome to this inviting Pomona residence offering 4 bedrooms and 2 bathrooms with thoughtful updates throughout. The home features wood laminate flooring, updated bathrooms, and dual-pane windows that enhance comfort and efficiency. A cozy fireplace creates a warm focal point in the living area, while the spacious kitchen offers ample cabinetry and has been updated for modern living. Recent improvements include a brand-new roof and the addition of solar panels, providing both peace of mind and energy savings. The expansive driveway allows for multiple vehicles, with space to accommodate RVs or boats, while the fenced yard offers privacy, block wall accents, and a newer wood fence. Mature landscaping, including a lovely magnolia tree and lush lawn, adds curb appeal and outdoor enjoyment. Additional features include a storage shed, garage storage, and prior upgrades such as reinsulation, updated fencing, water heater, and furnace. This home combines charm, functionality, and modern efficiency, making it a fantastic opportunity in a convenient Pomona location.
Source: CRMLS #CV25195312
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.