19820 Lonesome Pine Dr Land O Lakes, FL 34638
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About this home
Welcome to this spacious 4 bedroom home located in the highly desirable area of Lakeshore Ranch! 4 bedrooms, 3 baths, 3 car garage with updates is awaiting your personal touches! Turn key and the guarantee of peace of mind, living in a newer home built in 2017, some updates include: new interior/exterior paint, LVP laminate flooring in the bedrooms, new dish washer and energy efficient toilets. Granite countertops, double sized island, walk in pantry, 42" cabinets, gas stove, and open floor plan. Great room, formal dining room/flex room, foyer and guest room/ bdrm 1 on lower level w/personal bath. On the upper level you'll be greeted with a huge bright family room/flex room w/ bonus closet, split bedroom plan 2 bedrooms, full bath with bath/shower featuring rain shower and a handheld system. On the opposite side the owners suite boasts a spacious master oasis with double sink full vanity, huge walk-in closet, water closet and grand stand-in shower. The laundry room is a full sized room with new washer/dryer and a full closet directly across. 260+ acres of conservation protected area backs up to your yard, there will never be anything built to take away from the peace you receive from the lush landscape. The low quartly HOA includes cable, internet, and trash. The 24/7 security/gated community of Lakeshore Ranch invites resort-style living full of luxury, athletic and social destinations. Activities planned often, three pools, a clubhouse, office space, technology area, a fitness room, playgrounds, amphitheater, dog park, tennis, pickleball, basketball courts and fishing dock. Lakeshore Ranch is also known for being a natural gas community, the school zoning includes programs that such as IB, AP, Cambridge, ACE, Dual Studies, and Avid. Above all the community will also see massive commercial growth, welcoming Moffit Cancer Center. Call or message me for a tour, priced to sell!
Source: STELLAR #TB8407383
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.