$390,000

1986 Stone Valley Ct Clarksville, TN 37043

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About this home

If you’ve been looking for a beautiful renovation with space, style, and in the perfect neighborhood—1986 Stone Valley Ct checks every box. Perched on a hill at the end of a quiet cul-de-sac, this home has been fully refreshed with new LVP and carpet throughout, fresh paint, updated finishes, and a completely renovated kitchen with brand-new countertops, backsplash, and stainless steel appliances. The layout flows effortlessly from a spacious living room with a cozy gas fireplace to a large dining area and an open kitchen designed for gathering. The main-level primary suite is oversized and inviting, complete with a whirlpool tub, walk-in shower, and deep walk-in closet. Two additional bedrooms and a full bath complete the main floor, while the fourth bedroom and a third full bath are tucked downstairs—perfect for guests or a quiet home office setup. Downstairs, a large finished rec room gives you the flexibility to spread out—ideal for movie nights, game days, or anything in between. Step outside to the covered back porch overlooking a private backyard, just right for morning coffee or evening cocktails. With a two-car garage, thoughtful updates throughout, and a location in one of Clarksville’s most sought-after neighborhoods, this home is truly move-in ready.

4 bedroom
4 bathroom
2,450 sqft
0.37 acres
Single Family
Built in 2005
2 car garage
Air conditioning
Fireplace

Source: REALTRACS #2923602

Neighborhood
FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Oct 22, 2025 12:49 am
Listing agent: John Zupancic (317) 285-9735
Listing provided courtesy of: Muttz Realty, LLC (615) 942-9800
Details provided by REALTRACS and may not match the public record.
MLS ID: #2923602
Based on information submitted to the MLS GRID as of Nov 05 2025 - 03:32. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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