199 Briary Run Rd Kinston, NC 28501
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About this home
Discover your dream home at 199 Briary Run Road, a stunning 4-bedroom, 3-bathroom residence in the highly desired Briary Run neighborhood. Spanning 2,630 square feet on a 1.89-acre property, including an additional lot, this move-in-ready home blends modern comforts with small-town charm. Located minutes from downtown's dining, shopping, and cultural attractions such as the CSS Neuse Civil War Museum, the expanding Arts & Cultural District, Chef Vivian Howard's The Counter at Chef & the Farmer, and Arendell Parrott Academy, a top private preparatory school—and the North Carolina Global TransPark, a 2,500-acre industrial hub driving economic growth. Step inside to an open-concept layout filled with natural light, welcomed by a gracious two-story foyer. The spacious family room, with a cozy gas fireplace, flows into a modern kitchen featuring granite countertops, stainless steel energy-efficient appliances, a large island, a wine cooler, and custom wood cabinetry with ample pantry space. The dining area and breakfast nook, with a bay window overlooking the spacious backyard, fenced with vinyl fencing, are ideal for gatherings. Downstairs, a living room or office with custom built-in bookcases adds elegance.Upstairs, the primary suite offers a luxurious en-suite bathroom with dual vanities, a soaking tub, and a glass-enclosed shower. The oversized master closet includes a convenient laundry room. Three additional bedrooms and two full baths provide space for family or guests. Outside, the 1.89-acre lot features a saltwater pool with a new liner and a pool house with a workshop. The expansive, newly stained deck, shaded by a new awning, includes a gas grill connected to Piedmont Natural Gas. Mature trees and landscape lighting enhance curb appeal, and the additional lot offers endless possibilities. The two-car garage provides storage. Upgrades include a new roof (2024), encapsulated crawl space, tankless water heater (2016) and gas pack and HVAC systems in (2020)!!!
Source: NORTHCAROLINAREGIONAL #100535090
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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