19908 Eire Dr Pflugerville, TX 78660
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About this home
VA Assumable Loan at 3.04% is an option! Stunning lakeside view from a beautiful, spacious home with perhaps the best sunrise in the neighborhood. Fishing pond and connecting trails directly across the street! This home is a very updated and generously sized semi-custom build from Coventry homes with numerous updates including a Trimlight system for seasonal lighting, water softener / RO filtration, built-in sound system both downstairs and in the media room, epoxy flooring in garage and patio as well as a complete 17 kw solar package with two backup batteries installed by Tesla which directly conveys to the new owner. The primary suite is located on the main floor and features an oversized shower with rainfall and body sprayers, along with custom tile. You'll love relaxing in front of the outdoor fireplace in the breezy evening and enjoy cooking for large events with the double oven and 5 burner gas cooktop stove. The home features plenty of workspace as well, with both a study and data center upstairs, along with updated Cat 6 wiring throughout the house to support high speed networking. Extra-large 85' lot is rare in the community and is the icing on the cake to this spectacular property. This home has been exceptionally well maintained in the 3 years since being built and is ready for new owners!
Source: ACTRIS #7106820
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.