2 Snapdragon Dr Stafford, VA 22556
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About this home
Welcome to 2 Snapdragon Drive, Stafford, VA A GORGEOUS LUXURY ESTATE with over 8,000 square feet of extraordinary living space on more than 3 private acres! This multi year award winning model home is fully loaded with upgrades and high end finishes throughout. Situated on a beautifully landscaped corner lot backing to trees, this property exudes elegance and craftsmanship from every angle. From the moment you arrive, the extended driveway and three car side load garage set the stage for what’s inside. Step through the front door into a grand two-story foyer, highlighted by hardwood floors throughout the main and upper levels, arched doorways, and decorative columns that seamlessly connect the open concept living spaces. The formal living room features a double-sided fireplace that opens into an enormous conservatory, a bright, versatile space perfect for a sunroom, music room, or home office. Custom trim and trellis ceiling details add architectural beauty and sophistication. Through French doors, a private home office awaits, complete with floor to ceiling built-in bookcases and a bay window offering peaceful natural light ideal for working from home. The spacious family room is a showstopper, featuring a stone fireplace, mantle, and board and batten detailing, all flowing into the heart of the home: the ENORMOUS gourmet kitchen. This chef’s dream kitchen includes: High-end stainless steel appliances, including double convection ovens, 5 burner gas cooktop with pot filler, built-in microwave, and a new French door refrigerator with an external refrigerated drawer Granite countertops, oversized island with prep sink, and custom soft close cabinetry Under and over cabinet lighting, tile backsplash, and butler’s pantry with wine rack, sink, and additional storage Walk-in pantry, mudroom with built-ins, and a mail center for organization Adjacent morning/sunroom leading to a large vinyl deck, perfect for entertaining or relaxing outdoors Upstairs, the luxurious primary suite features a sitting room, double-sided fireplace, and recessed lighting. The spa like primary bath includes: Deep soaking tub Dual vanities and separate sinks Two custom-tiled showers Access to an expansive dressing room/walk-in closet with built-in storage, a folding island, and natural light Conveniently connected to the primary suite is an oversized laundry room with built-ins, tile flooring, and pocket doors. Each additional bedroom upstairs is a private suite, complete with its own full bath, ceramic tile, and walk-in closets. Ample linen storage adds to the home’s functionality. The fully finished walk-out lower level offers brand new luxury vinyl flooring and abundant space for entertaining. Enjoy a large recreation room with bar area (granite counters, dishwasher, mini-fridge), game area, exercise room, and theater room for movie nights. A bonus room (Bedroom 6 NTC) provides flexibility for a guest room or additional office. Step outside to the stone patio with built-in grill center, surrounded by mature trees, river rock landscaping, and a charming walk-over bridge your own private backyard retreat! Additional Features Include: Extensive crown and trim work throughout All bedrooms with en-suite baths Underground sprinkler system Two tankless water heaters HVAC systems with humidifier, dehumidifier, and whole-house air scrubber Central vacuum system Prime Location — Conveniently located near top-rated schools, shopping, dining, I-95, Curtis Park, Golf Course, Country Club and Hartwood Winery.
Source: BRIGHT #VAST2041674
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.