20 Haynesworth St Greenville, SC 29611
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About this home
A Home with a Story — And a Future Just Waiting for You They say real estate is all about location. But sometimes, a place comes along that offers not just location, location, location — but character, charm, and an irresistible price. Welcome to your next chapter, tucked away in the heart of the Victor Monaghan community, where tree-lined streets meet the energy of Greenville’s most beloved spots. Imagine waking up just minutes from the Swamp Rabbit Trail, your morning coffee sourced fresh from Swamp Rabbit Café & Grocery, and weekends spent strolling through the Village of West Greenville, where local shops and restaurants — think Coastal Crust, The Anchorage, Rocker Belles, and more — hum with life and creativity. Inside, the home greets you with warmth and a sense of history. Recently renovated, it's fresh and modern where it matters, yet still whispers stories of the past. The brick chimney, no longer functional, now stands proudly in the front bedroom and living room, repurposed with mantles and outlets perfect for flat-screen TVs. Above each, wood reclaimed from the home’s original structure adds a rustic touch — a quiet nod to its roots. The kitchen is surprisingly spacious, especially for a home of this size — with gleaming granite countertops, 27 cabinets for all your culinary treasures, and enough room for a bistro table where you can sip wine or write postcards from your new favorite place. Whirlpool stainless steel appliances sparkle, just waiting for your first home-cooked meal. Two generous bedrooms are peaceful retreats, each with a walk-in closet that feels like a luxury. And then there are the two full baths, updated but each with its own unique charm: one features refinished hardwood floors and a sleek walk-in shower, while the other — privately accessed from the rear bedroom — has a charmingly sloped ceiling, a deep cast iron tub, and vintage-inspired tile and fixtures. Even the laundry room is something special — walk-in, making daily routines a little more pleasant. Step outside and you’ll find a fenced backyard, perfect for your furry companion or perhaps the vegetable garden you’ve always wanted to try. A storage shed stands ready for your tools, bikes, or even your dreams of a tiny workshop. All around you, the neighborhood is growing — with new homes, renovations, and fresh beginnings. This isn’t just a place to live. It’s a place to thrive. A place with a past — and a future you can be a part of. Welcome home.
Source: GREENVILLESC #1569692
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.