20 Inglenook Ct Glen Burnie, MD 21060
Your savings
About this home
Set on a no-thru street in the waterfront access Tanyard Cove North community, this beautiful home offers 5 bedrooms, 3.5 baths, privacy, space, and thoughtful design. Backing to a wooded community area, the home provides year-round tranquility while still being part of a vibrant, amenity-rich neighborhood. Maintained by its original owners, this residence features bump outs on all three levels, creating generous living spaces and architectural interest. The covered front porch welcomes you inside to the dining room on the left, flowing seamlessly to a spacious living room anchored by a cozy fireplace. The kitchen, adjacent to the living area, boasts 42-inch cabinetry, granite counters, an expansive island with breakfast bar, and a custom walk-in pantry with soft-close cabinetry. A sunroom off the kitchen with cathedral ceilings and large windows overlooks the wooded backyard, while an atrium door opens to the deck, bringing the outdoors in. Convenient garage access from the kitchen includes a custom drop zone for everyday items. Upstairs, a spacious loft offers versatile living space. The primary bedroom features a boutique-style custom walk-in closet with built-ins and motion lighting, plus an en suite bath with double sink vanity and tiled shower. Three additional bedrooms share another full bath, and the upper-level laundry room adds practical convenience. The walkout lower level would be a perfect guest or in-law suite that was finished in 2021; it includes a recreation area, fifth bedroom, stylish full bath, and kitchenette, along with a large storage room. Outdoor living is enhanced by a composite deck and a concrete patio that was added in 2021, matching the deck’s footprint. Recent updates include the refrigerator, washer, range hood, and upper-level carpet replacement. An attached two-car garage completes the home. Tanyard Cove North offers resort-style living with a wide array of amenities designed for both relaxation and recreation. Residents enjoy direct water access with a private marina, boat ramp, kayak or canoe launch with convenient storage, and a picnic pavilion. The community also features a clubhouse with fitness center, gathering spaces, outdoor pool, play areas, a dog park, and scenic trails. The community is conveniently located near shopping centers, dining options, and major highways, providing both recreation and easy access throughout central Maryland. This home combines privacy, space, and modern upgrades with an unmatched community lifestyle, offering a perfect setting for both everyday living and entertaining.
Source: BRIGHT #MDAA2128624
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.