20 Pippin Pl NE Rome, GA 30165
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About this home
With its inviting entry foyer that greets you upon arrival, you'll immediately feel at home as you step into this stunning property. The open-concept design flows seamlessly from the spacious family room to the kitchen and dining area-perfect for both entertaining friends and cozy family gatherings. The family room boasts abundant natural light, creating a warm and inviting atmosphere. Your culinary dreams come alive in the well-appointed kitchen, featuring granite countertops, ample cabinet space, and modern appliances that make meal preparation a joy. Upstairs, you'll discover two generously sized secondary bedrooms providing ample space for relaxation or study. A well-appointed bathroom awaits you on this level, featuring a separate vanity area designed for convenience during busy mornings. Say goodbye to laundry day chaos with a dedicated laundry room also located upstairs-no need to lug clothes up and down stairs! Retreat at day's end to your luxurious primary suite, where tranquility reigns supreme. This oversized haven boasts a lavish bathroom designed for relaxation with both a separate tub and shower-a true spa experience right at home! Pamper yourself at the double vanity while enjoying easy access to the spacious toilet room for added privacy. The piece de resistance is the enormous walk-in closet; it offers all the room you need for your wardrobe and accessories while keeping everything organized As an added bonus, this corner lot ensures plenty of outdoor space for an active family looking to enjoy the sunshine with barbecues on the covered patio or a lively game of soccer on the front lawn. Preferred lender has a program for 100% financing.
Source: GAMLS #10594628
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.