20 Sunview Blvd Fort Myers Beach, FL 33931
Your savings
About this home
Fort Myers Beach is a truly one-of-a-kind island community, offering seven miles of pristine white-sand shoreline and a lifestyle unlike any other. Nestled within the coveted Fairview Isles neighborhood—a canal-front community with deeded beach access and no mandatory HOA fees—this property is ideally positioned just seconds from the back bay and only minutes to the Gulf. Located on one of the widest intersecting canals on the island, the home has been fully remediated after Hurricane Ian and is now ready for your personal vision. All the hard work has been completed—now it’s your turn to design, rebuild, and enjoy your dream coastal retreat. With a history spanning more than 2,000 years, Fort Myers Beach has evolved from a haven for native tribes and pirates to a vibrant destination for artists, locals, and beach lovers alike. The island’s story continues to unfold—will you be part of its next chapter? Build your future. Create your legacy. Welcome home to Fort Myers Beach.
Source: FORTMYERS #2025019249
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.