200 Dogwood Dr Canton, GA 30114
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About this home
Welcome to 200 Dogwood Drive Canton, Georgia! This charming 3-bedroom, 2-bathroom ranch-style home is nestled on a beautiful .44-acre lot surrounded by mature trees, offering privacy and a peaceful wooded view. From the moment you arrive, you’ll appreciate the combination of character, functionality, and convenience this home provides. Step inside to discover original hardwood floors flowing seamlessly throughout most of the home, adding timeless warmth and charm that modern builds simply can’t replicate. The heart of the home features an open-concept kitchen and living area, perfect for entertaining or keeping an eye on the kids while preparing meals. For more formal gatherings, the dedicated dining room provides an elegant space for hosting memorable dinners. A separate den offers the perfect spot for a home office, reading nook, or cozy retreat away from the main living area. The full, unfinished daylight basement presents endless opportunities—whether you envision a home theater, workshop, fitness space, or additional living quarters, the potential is yours to create! Car enthusiasts and outdoor adventurers alike will love the spacious two-car garage with an attached RV garage, offering ample room for vehicles, boats, or weekend toys. Conveniently located near shopping, dining, and just minutes from I-575, this home provides easy access to everything Canton and Cherokee County have to offer! Don’t miss your chance to make this unique and well-loved property your next home—schedule your showing today!
Source: FMLS #7664462
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.