200 River Vista Dr Unit 505 Unit 505 Atlanta, GA 30339
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About this home
Welcome to Your Dream Urban Oasis at One River Place. Experience refined luxury and modern convenience in this beautifully appointed one-bedroom residence with a versatile office/den — ideal for a home office, creative studio, or additional storage. The open-concept living area is bathed in natural light from expansive windows, showcasing elegant finishes and contemporary design. A chef-inspired kitchen anchors the space with granite countertops, abundant cabinetry, and stainless-steel appliances — including a brand-new refrigerator and microwave. Step outside to your spacious private balcony, perfect for morning coffee or evening relaxation. The serene primary suite features a generous walk-in closet, while the spa-inspired bath offers refined fixtures and ample counter space. Additional highlights include a new HVAC system, newer large stacked washer/dryer, and a dedicated, conveniently located parking space very close to the front door of residence 505. One River Place offers a resort-style lifestyle within a secure, gated community. Residents enjoy access to two swimming pools, a state-of-the-art fitness center, lush green spaces, a dog park, and beautifully maintained common areas — plus 24-hour security and concierge service. Nestled along the scenic Chattahoochee River, the community provides direct access to the Cochran Shoals Trail and is just minutes from Truist Park, The Battery, and premier shopping and dining in Sandy Springs. Experience the perfect blend of luxury, comfort, and community at One River Place.
Source: FMLS #7663568
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.