200 Starnberg Ct Saint Augustine, FL 32095
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About this home
Welcome to an impeccably maintained 4-bedroom, 3-bathroom home nestled on a peaceful preserve lot in the highly coveted Beacon Lake community. This stunning property perfectly balances luxury, comfort, and convenience. Just minutes from St. Johns County's top-rated schools, dining, shopping, and the beach. Step inside to discover a bright, open-concept layout adorned with wood-look tile flooring, tray ceilings, and upgraded designer finishes throughout. The gourmet kitchen, featuring white cabinetry, quartz countertops, a gas cooktop, in-wall oven/microwave combo, and an oversized island ideal for entertaining. The spacious living area boasts a custom fireplace and sliding glass doors that lead to a covered patio that is already set up for outdoor kitchen. The perfect space to unwind while enjoying views of your fully fenced-in backyard, tranquil preserve, and privacy. Luxurious primary suite, comes with complete dual vanities, a walk-in shower, and an expansive custom walk-in closet with built-in shelving. Additional highlights include: Versatile upstairs entertainment/loft area Stylish bedrooms with abundant natural light Upgraded lighting and fixtures throughout 2-car garage with ample storage Enjoy all the perks of resort-style living with Beacon Lake's world-class amenitiesclubhouse, fitness center, splash park, kayak launch, and more! Only one owner - truly move-in ready! Live the Beacon Lake lifestyle in one of St. Johns County's most desirable neighborhoods. Don't miss this opportunityschedule your private showing today and make this stunning home yours!
Source: REALMLS #2101738
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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