200 Tanager Dr Rhome, TX 76078
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About this home
Welcome home to this spacious 5-bedroom, 4-bathroom beauty in the sought-after Bluestem master-planned community, located in award-winning Northwest ISD. The Fridge, a 75 inch TV and 55 inch TV to convey. With two full bedrooms and 2 full bathrooms downstairs, this layout is perfect for guests or multigenerational living. Upstairs, you’ll find three more bedrooms, two full bathrooms, a generously sized game room, and a loft area—plenty of space for everyone to spread out and relax. The heart of the home is the open-concept living and dining area that flows effortlessly into the chef-inspired kitchen, featuring quartz countertops, stylish tiled backsplash, stainless steel appliances, a gas range, pendant-lit island, and a large walk-in pantry. Retreat to the luxurious primary suite complete with a dual-sink vanity, oversized walk-in shower, and a spacious walk-in closet. Other upgrades include: tankless water heater, designer extended tile flooring, smart home technology, partial gutters, front coach lighting, and more. Step outside to enjoy the covered back patio and fully fenced landscaped backyard with sprinkler system—ready for summer BBQs or quiet evenings. Enjoy all the upcoming amenities Bluestem will offer: a resort-style pool, cabana, playgrounds, dog park, hiking trails, parks, and even a stocked fishing pond right at the entrance. Take advantage of this homes FHA assumable loan with a very low 5.37 percent interest rate!
Source: NTREIS #20961958
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.