200 Village Cir Unit 21 Labelle, FL 33935
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About this home
MOVE-IN READY! EXCELLENT INVESTMENT, CENTRAL LOCATION, FOR YOURSELF A PARENT OR EMPLOYEE. City Village Villas are some of the nicest newly built homes in LaBelle! This is a 2 bedroom, 2 bath, and it's ready NOW! The concrete block structure with firewall & seamless galvalume metal roof is built tough. This energy efficient villa has LED lighting indoors, Low-Voltage lighting outdoors, a solar roof exhaust fan, hurricane impact windows and door, fiberoptic wiring & is pre-wired for televisions. It features a spacious open floor plan with cathedral ceiling, tile throughout all living room spaces, and island kitchen with granite counters throughout the kitchen & bathrooms. This 2/2, comes with stack washer & dryer, stainless steel appliances, natural gas stove & instant hot water system. Your breath will be taken away by this spectacular kitchen with bar seating, and pendant lighting. This lot has a very nice, side yard. City Village allows you to relax and enjoy life without the worry of outside lawncare or building maintenance—enjoy a “no hassle” lifestyle. City Village Community is a small community of 19 total buildings for a total of 36 villas and very low HOA fees.
Source: FORTMYERS #2025009648
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.