2000 58th St N Saint Petersburg, FL 33710
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About this home
Welcome to your new smart home oasis in St. Petersburg with $5,000 SELLER CONCESSIONS INCLUDED! This stunning property has been decorated by Doma Furnishing and meticulously upgraded, offering a perfect blend of modern luxury and convenient living. Step inside and be captivated by the completely renovated kitchen, a chef's dream featuring elegant granite countertops, marble backsplash, a built-in wine fridge, and a stylish standalone bar perfect for entertaining. The home is equipped with a full smart home system, including Lutron smart lighting and integrated surround sound audio throughout, allowing you to set the perfect ambiance with the touch of a button. Relax in one of two master suites, both designed with comfort in mind and featuring spacious walk-in closets. The living room is anchored by a cozy fireplace, and natural light streams in through some updated windows. The interior has been freshly painted throughout the home. The updates continue outside and behind the scenes. The exterior features a freshly painted finish, a BRAND NEW ROOF (August 2025), and a 2022 A/C unit. There is designated paved space to park/store your BOAT. Enjoy your backyard oasis with a convenient outdoor shower, perfect for cooling off after a day of fun. The oversized one-car garage provides ample storage and even includes a garage fridge. A new hot water heater, a water softener, and a new electrical panel provide peace of mind for years to come. Located within a few blocks of the Walter Fuller Northwest Recreation Center, pickleball courts, and St. Petersburg Parks and Recreation, this home offers an active and vibrant lifestyle. With a circular driveway for easy access, this home has it all. As an added bonus, the homeowners are open to including all the furniture with conditions, making your move-in seamless. Don't miss this opportunity to own a turnkey smart home in a prime location. No HOA or CDD!!
Source: STELLAR #TB8423129
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.