2000 Golden Beak Dr Eagle Lake, FL 33839
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About this home
One or more photo(s) has been virtually staged. This amazing home is Move in ready! No need to wait for your home to be built. You can have this Highland Homes Parsyn, only One year old home with 1,545 square feet on one-story including 3 bedrooms, 2 baths, and an open living area with high ceilings. Enjoy an open kitchen with Silestone countertops, Samsung stainless steel appliances, a walk-in pantry, and a spacious island, fully open to the dining café and gathering room. The living area, laundry room, and baths include luxury wood vinyl plank flooring, with stain-resistant carpet in the bedrooms. Your owner's suite is complete with a large walk-in wardrobe and a private en-suite bath with dual vanities, a tiled large walk in shower, and a closeted toilet. Plus, enjoy a screened covered lanai, 2-car garage, custom-fit window blinds, architectural shingles, energy-efficient insulation and windows, and a full builder warranty. Step outside to the lanai, a perfect place to enjoy Florida’s warm evenings with family and friends. The home is also backed by no rear neighbors and a beautiful view, providing added privacy and a serene atmosphere. Additionally, the professional front yard landscaping enhances the home’s curb appeal. Located just a short walk from the playground and community pool, this home is perfectly situated for families. Enjoy proximity to shopping, dining, and local attractions, as well as top-rated Polk County schools. Irrigation system in proper operational status. Low HOA here, so don't delay! Call for your private showing today!
Source: STELLAR #O6303569
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.