2000 Jamesville Ln Southport, NC 28461
Your savings
About this home
Welcome to 2000 Jamesville Lane - where country charm meets coastal convenience! Set on 1.31 acres, this inviting 3-bedroom, 2-bath home offers space, functionality, and endless potential in the peaceful countryside just minutes from downtown Southport, local beaches, and the Intracoastal Waterway. Inside, you'll love the abundant natural light, 9-foot ceilings, and ceiling fans throughout, creating a bright and breezy feel. The thoughtful layout includes a formal dining room, eat-in kitchen, and spacious living room, all centered around a large kitchen with ample cabinetry, two generous pantries, and an additional storage closet. The primary suite is oversized and features a large walk-in closet and a luxurious bath with double vanities, a walk-in shower, and a soaking tub — your perfect place to unwind. Enjoy peaceful mornings on the expansive front porch and relax in the evenings on your back porch, ideal for entertaining or simply enjoying the serenity of your surroundings. The property is alive with wildlife — from friendly squirrels that come right up for peanuts, to graceful deer grazing nearby, and a variety of woodpeckers and birds that frequent the trees — it's truly a nature lover's dream. Upstairs, discover 1,170 sq ft of unfinished space, already plumbed and ready to finish, giving you room to grow. With a 4-bedroom septic system, you're all set to expand when the time is right. Outside features include a partially fenced yard, privacy fence, shed, lean-to, and a chicken coop with fenced area — perfect for hobby farming or living the homestead lifestyle. Located near shopping, restaurants, medical facilities, and the historic waterfront charm of Southport, this home offers the best of both worlds: private, peaceful living with easy access to coastal amenities. Handicap accessible Crawl Space has vapor barrier. Woodpecker Protection area. Next to railroad tracks.
Source: NORTHCAROLINAREGIONAL #100521196
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.