2006 Crystal Springs Dr Corinth, TX 76210
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About this home
Beautiful and spacious 4 bedroom inviting corner lot residence offering classic curb appeal with a spacious front yard, mature shade trees, and a welcoming front porch. Inside, the open concept layout provides a comfortable flow between living spaces, featuring a blend of laminate, tile, and soft carpet throughout. The bright, well appointed kitchen includes granite countertops, ample cabinetry, a refrigerator, and an electric range ideal for both everyday meals and entertaining. A breakfast nook offers a casual dining option, while the adjacent dining area provides additional space for larger gatherings. The living room centers around a cozy fireplace, creating a warm and relaxing atmosphere. A convenient half bath is located on the main level, along with a dedicated utility room that includes shelving, a full-sized washer, and a dryer. Upstairs, the primary suite features double sinks, a walk-in closet, and a private ensuite bath. Three additional bedrooms and a full hall bath offer plenty of room for family, guests, or a home office. Outside, the wood-fenced backyard provides privacy and ample space for pets, outdoor dining, or weekend barbecues. A two car adds convenience, while modern smart-home feature, Honeywell temperature control system operable from your smartphone. Nearby conveniences such as schools, shopping, dining, parks and ease of commute from freeway. This home combines charm, functionality, and modern convenience an excellent opportunity offered at a competitive low market rate.
Source: NTREIS #21105365
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.