2006 E 14th St Pueblo, CO 81001
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About this home
Welcome to this beautifully taken care of home on the eastside of Pueblo. Open the gate into the relaxing grass-filled front yard, shaded by trees, and begin your tour of this cozy home. Inside this 731 Sq Ft home, you are immediately greeted by the welcoming living room. Connected to the living room you will find the small, but spacious wrap-around kitchen. Down the hall is a shared bathroom that has natural light pouring into it from the frosted window. The living room, kitchen, and dining room all have luxury vinyl tile flooring, while the bedrooms consist of carpet. The primary bedroom has a dual closet alcove, while the secondary bedroom has a standard closet. In the back of the house you will find the dining and in-unit laundry room. Outside enjoy more green grass, along with an in-ground work shed, 2-car garage, and graveled areas. Infused with a blend of warmth and comfort, this property casts a welcoming atmosphere that every homeowner desires. Do not miss out on this beautiful home, schedule your showing today!
Source: PPMLS #8279403
Loan details
Neighborhood
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.