2006 Killarney Pl Charlotte, NC 28262
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About this home
Nestled in the charming community of Charlotte, NC, this inviting single-family home at 2006 Killarney Place offers a perfect blend of comfort and style. With 1,614 square feet of thoughtfully designed living space, this residence features three spacious bedrooms and two and a half bathrooms, making it ideal for those seeking both space and functionality. As you step inside, you'll be greeted by a light-filled, open-concept living area that seamlessly integrates with the dining space, creating an excellent environment for entertaining or relaxing. The well-appointed kitchen is designed for both efficiency and style, offering ample countertop space and cabinetry for your culinary needs. The primary suite serves as a peaceful retreat, complete with an en-suite bathroom that provides both privacy and convenience. Two additional bedrooms offer flexibility, whether you're looking to accommodate family, guests, or a home office. This home is designed to meet the needs of modern living while providing a warm, welcoming atmosphere. The exterior presents a charming curb appeal, and the surrounding neighborhood offers a sense of community and tranquility. Whether you're a first-time homeowner or seeking a comfortable space to downsize, 2006 Killarney Place stands out as a remarkable opportunity in Charlotte's real estate market. For more information or to schedule a viewing, reach out to a local real estate expert today.
Source: CANOPYMLS #4305470
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.