2006 Musket Ridge Dr Richmond, TX 77406
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About this home
Your private retreat awaits at 2006 Musket Ridge Dr! Located in the desirable The Grove subdivision, this single-story, spacious 3 Bed, 2 bath ranch-style home offers an incredible backyard oasis complete with a private pool with spa, perfect for relaxation and outdoor gatherings. The fully fenced backyard provides ample space for play equipment or pets to roam. Inside, the expansive living room with high ceilings offers a stunning view of the pool, ideal for entertaining. The chef’s kitchen boasts granite countertops and a stylish subway tile backsplash. The spacious primary suite includes a sitting area, walk-in closet, and a spa-like en-suite bath. Enjoy the outdoors on the patio/deck, and utilize the storage shed in the yard. New A/C system! Kitchen remodeled in 2019, roof replaced in 2019. Walking distance to Belin Park! Convenient access to FM 359 and Hwy 90, plus nearby shopping and dining! Don’t miss out and schedule your tour today!
Source: HAR #67585967
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.