201 Wilhelmina Dr Austell, GA 30168
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About this home
Welcome to 210 Wilhelmina Drive, a beautifully built 2019 home tucked away on a quiet cul-de-sac in Austell. With all major systems just a few years old, this home offers peace of mind and modern comfort. Step inside to find gleaming hardwood floors on the main level, a private dining room that connects seamlessly to the family living room, and a bright galley-style kitchen with abundant cabinetry and a spacious walk-in pantry. Upstairs, the oversized owner’s suite features a large walk-in closet and a spa-like ensuite bath, complemented by three generous secondary bedrooms and an additional full bath. The full unfinished basement is a blank canvas, offering endless possibilities to expand your living space. Whether you envision a media room, gym, or guest suite. Outside, the cul-de-sac setting adds privacy and safety, while the home’s location provides unbeatable convenience with quick access to I-20 and I-285, making commutes to Atlanta and Hartsfield-Jackson Airport a breeze. Enjoy weekends at Six Flags Over Georgia, hiking at Sweetwater Creek State Park, or shopping at Arbor Place Mall, The Avenue West Cobb, and local favorites throughout Austell. With its blend of modern design, spacious layout, and prime location, this home is a standout opportunity for buyers looking to enjoy today’s comforts and tomorrow’s potential.
Source: FMLS #7637685
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.