2011 Carey Station Rd Greensboro, GA 30642
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About this home
LOCATION, LOCATION, LOCATION! WELCOME HOME to this charming 4 Bedroom, 2 Bathroom Ranch nestled on 1.5 acres just minutes from Lake Oconee and near the highly sought out Lake Oconee Academy! Surrounded by nature and bordered entirely by 1500 acres of US forestland offering hunting and fishing opportunities in your backyard. This beautiful home offers the perfect serene oasis with plenty of space to unwind, including a covered front porch and large rear deck! Step inside to a bright living room with an open concept to the kitchen, featuring hardwood flooring, stainless steel appliances, and an eat-in area. Just beyond the kitchen, the cozy sunroom offers the perfect spot for dining or relaxing, while the versatile bonus room can be used as an office, playroom, family room, or anything that is perfectly tailored to your family's lifestyle!!! Down the hall, you will find two additional bedrooms, a spacious laundry closet, and the inviting Primary suite. The Primary Bathroom boasts dual sinks with sleek grey, white, and silver finishes, along with a separate tub and shower!! Stepping outside, you can enjoy the outdoors from the expansive back deck, perfect for entertaining or soaking in the peaceful views. Only minutes from Lake Oconee, you’ll have access to boating, fishing, swimming, and water sports, all surrounded by scenic parks and lush forests. The property is conveniently located 4 miles from I-20. Don’t miss your chance to call this paradise home YOURS!! Schedule your private tour today!
Source: FMLS #7646496
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.