20123 W Jackson St Buckeye, AZ 85326
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About this home
Bring ALL offers, motivated seller. Pulte Highly Upgraded home the loft is ideal as bonus room or future 4th bedroom. Open-concept layout with numerous upgrades throughout, including elegant subway tile in the kitchen and a built-in desk/workspace just off the kitchen. The kitchen features a gas stove/range, built-in microwave, and ample cabinetry. Primary suite offers a 3/4 bath with dual sinks and a large walk-in closet. Walk-in entry and a large laundry room with bonus storage make doing laundry almost fun! Beautifully landscaped backyard with lush grass, citrus trees, and garden planter boxes, plus a covered patio. Assumable 3.3% VA Loan. Seller offering a 2% contribution to permanently buy down the rate or a 2/1 temporary buy down approx. $9k seller credit. Blue Horizons is a thoughtfully planned community in western Buckeye, offering a welcoming and family-friendly environment with modern homes and carefully designed amenities. Residents enjoy neighborhood parks, ramadas, sports courts, soccer and baseball fields, and scenic walking trails, providing opportunities for recreation and outdoor living. The homes feature elegant Ranch-style architecture, spacious layouts, and inviting outdoor spaces that complement the surrounding landscape. The community's location provides excellent accessibility. It is approximately 27 miles from Luke Air Force Base, about 30 miles from Phoenix Sky Harbor International Airport, and within easy reach of Lake Pleasant and White Tank Mountain Regional Park, offering abundant recreational opportunities. Downtown Buckeye is nearby, with shopping, dining, and community events, while Goodyear Ballpark, home to spring training for the Cincinnati Reds and Cleveland Guardians, is only 20 miles away. Blue Horizons combines suburban tranquility with convenient access to schools, retail, and recreational destinations, making it an attractive location for a wide range of buyers seeking a comfortable and connected lifestyle.
Source: ARMLS #6919112
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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