2015 Thornbush Pl Brandon, FL 33511
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About this home
Discover this beautiful 4BR/2BA home in the highly desirable Sterling Ranch community in the heart of Brandon, offering comfort, style, and a convenient location. Step inside to an inviting open floor plan, highlighted by vaulted ceilings that enhance the sense of space. The large great room is perfect for everyday living as well as hosting gatherings with friends and family. The kitchen features beautiful countertops, abundant cabinet space, and all appliances included—ideal for preparing anything from quick weekday meals to weekend feasts. A dedicated dining area is perfectly positioned for both casual and formal occasions. The bedrooms are thoughtfully arranged for privacy and versatility. The owner’s suite serves as a peaceful retreat with dual sinks, a spacious closet, and plenty of room for your favorite furnishings. The secondary bedrooms are generously sized and can easily accommodate family members, guests, or be converted into a home office, hobby room, or study. An inside utility room provides added convenience and helps keep your home organized and clutter-free. Outdoor living is just as inviting. A closed-in lanai offers a comfortable space to relax year-round, while a charming brick paver deck provides the perfect setting for enjoying the Florida weather. Mature landscaping enhances the home’s curb appeal and creates a serene atmosphere. Sterling Ranch residents enjoy access to community amenities including a clubhouse and sparkling pool. The neighborhood’s prime location puts you close to shopping destinations, a wide selection of restaurants, and several parks and recreational spots. With quick access to I-75, the Selmon Expressway, and Hwy 60, commuting to downtown Tampa, MacDill Air Force Base, or Tampa International Airport is simple and efficient. Popular attractions such as historic Ybor City, the Tampa Riverwalk, and beautiful Gulf Coast beaches are just a short drive away. This home blends modern comfort, functional design, and an unbeatable location. Schedule your private showing today and see why Sterling Ranch remains one of Brandon’s most sought-after communities!
Source: STELLAR #TB8408844
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.