2016 Strolling Way Argyle, TX 76226
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About this home
OPEN HOUSE - SAT NOV 1st 2pm-4pmWelcome to this exquisite 4-bedroom, 4.5-bath home in the highly sought-after Harvest community of Argyle! Built by Highland Homes, this nearly new residence has been meticulously maintained and offers the perfect blend of luxury, comfort, and convenience. Sellers lender is offering a 1% lender credit - call for details! At this price, it can’t be beat! Why wait to build this floor plan when you can buy it now—already loaded with all the best bells and whistles? Step inside to soaring ceilings, wood-look LVP floors, and a bright, open-concept design filled with natural light. The gourmet kitchen is a true showstopper with quartz countertops, stainless steel appliances, an oversized center island, and a walk-in pantry—ideal for everyday living and entertaining. MLS information provided is deemed reliable but is not guaranteed and should be independently verified. Buyer or Buyer's Agent to perform due diligence and verify measurements, schools, features, HOA, if applicable & tax, etc. Each of the 4 bedrooms features its own private ensuite bathroom, offering comfort and privacy for family and guests. The flexible, thoughtfully designed layout provides both open gathering spaces and private retreats. The spacious primary suite is a spa-inspired escape with dual vanities, a soaking tub, and a walk-in shower. Neutral colors and gorgeous luxury finishes flow throughout, creating a timeless and inviting atmosphere. Outside, enjoy a covered patio overlooking the landscaped backyard, perfect for relaxing or hosting gatherings. Harvest is one of North Texas’s premier master-planned communities, offering resort-style amenities including pools, parks, trails, a fitness center, and year-round lifestyle events. Located in the top-rated Argyle ISD, this home truly has it all. With interest rates trending better for buyers and demand for homes like this sky-high *** VA MORTGAGE MIGHT BE ASSUMABLE BY ANOTHER MILITARY MEMBER ***
Source: NTREIS #21051629
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.