20168 E Stonecrest Dr Queen Creek, AZ 85142
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About this home
Welcome to your dream home in Montelena! This expansive 6-bedroom + office/den, OVERSIZED 4 car garage, 4,861 sqft estate offers space, style, and resort-style amenities—all situated on a 14,000 sqft lot with *NO REAR NEIGHBORS* Inside, enjoy a thoughtfully designed split floor plan with a large primary suite, Jack-and-Jill bedrooms, PLUS a finished basement featuring 2 additional bedrooms, a full bath, and gym. The kitchen is built for entertaining, with granite counters, stainless steel appliances, a butler's pantry, a dedicated prep kitchen, and a large walk-in pantry for seamless organization. Step outside to a true desert oasis with a heated and cooled smart pool featuring app-controlled lighting, cleaning modes, water features, (see more) and temperature settings. Enjoy the swim-up bar with stools, Baja ledge, spillover spa, and two natural gas fire pots for added ambiance. The custom Ramada includes a full outdoor kitchen with gas grill, standard grill, keg fridge with tap, second fridge with dual regulators, and ambient lighting. Travertine decking, a commercial-grade misting system, and lush professional landscaping complete the backyard retreat. The oversized four-car garage is a dream for car or hobby enthusiasts, featuring custom cabinetry, epoxy floors, upgraded doors, and a Rheem mini-split AC unit for year-round comfort. Located in Montelena one of Queen Creek's most sought-after communities residents enjoy tree-lined streets, scenic walking paths, and a quiet, upscale atmosphere. Just minutes from shopping, dining, top-rated schools, and major commuter routes, this location offers the perfect blend of convenience and tranquility
Source: ARMLS #6908977
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.