2018 Foxtrot Loop Unit 1 Unit 1 Chula Vista, CA 91915
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About this home
Welcome to this beautifully designed 4-bedroom, 2.5-bath condominium offering 1,692 sq ft of modern open-concept living. Built in 2016, this home perfectly blends style, functionality, and resort-style amenities — making it the ideal place to call home! Step inside to find bright, open spaces connecting the kitchen, dining, and living areas — perfect for entertaining or relaxing with family. The spacious kitchen offers sleek finishes and plenty of room to create and gather. The private patio invites you to enjoy morning coffee, weekend BBQs, or sunset dinners outdoors. Upstairs, the primary suite features a generous walk-in closet and spa-like bathroom for your daily retreat. Three additional bedrooms provide flexibility for a home office, guest space, or growing family. Enjoy easy living with a 2-car garage, and take advantage of the community’s resort-style features including a sparkling pool and spa, fire pits, grill areas, and beautiful shared spaces to unwind and connect. Located near shopping, dining, gyms, and entertainment at the nearby mall center, and with quick access to Highways 125 & 805, this home offers the perfect balance of relaxation and convenience. Whether you’re a first-time buyer or looking to upgrade your lifestyle — this condo delivers it all: modern comfort, community, and endless enjoyment.
Source: CRMLS #250041915SD
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.