202 Hickory Rd Jackson, GA 30233
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About this home
Beautiful and well-maintained 3-bedroom, 2.5-bath home located in the quiet Lakeview subdivision of North Monroe County, just minutes from I-75 and High Falls State Park. This move-in ready home offers comfort, style, and convenience in a peaceful community setting. The main level features a spacious Great Room with a wood-burning fireplace, a formal dining room large enough for family gatherings, a bright kitchen with brand-new stainless steel appliances, a half bath, laundry room, and coat closet. Upstairs, the large master suite includes a stunning tray ceiling, moon window, walk-in closet, and a luxurious en-suite bath with double vanities, a garden tub, separate shower, and dual closets. Two additional bedrooms and a full bath complete the upper level. Enjoy outdoor living with a relaxing gazebo in the private backyard—perfect for entertaining—as well as a covered rocking chair front porch for quiet mornings. The home sits on a large lot surrounded by privacy trees on three sides, offering both space and seclusion. Conveniently located near I-75 and High Falls State Park, this charming property combines country serenity with quick access to shopping, schools, and recreation. Schedule your private showing today and experience all this beautiful home has to offer!
Source: FMLS #7675557
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.