202 Langley Ct Stafford, VA 22554
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About this home
NEW HVAC with Air Purifier System. + Additional Bonus Room! 3 Bedrooms/ 3.5 Bathrooms. Bonus Room in Fully Finished Basement that can be used as an additional Bedroom or Home Office. Conveniently located in Potomac Village at the Dogwoods Community in North Stafford. Spacious 3 Level Townhome. Location! Location! Brand New HVAC with Air Purifier. Carpet and Paint are less than 4 years old. Only two miles from the Russell Rd gate for Quantico. Conveniently located near Rt. 1 and I-95, with access to the Quantico Corporate Center. Just about 15 minutes from the FBI Academy. High 9'+ Ceilings with Recessed Lighting. This Home is perfect for entertaining! On the upper level is a large owner's Suite with an enclosed shower, a deep-soak bathtub (perfect for relaxation & bubbles), and a double vanity. And an additional full bathroom across from the bedrooms. The lower level/Basement features a 4th room (large enough as a bedroom, but it doesn't have a closet or window, so technically it cannot be called a bedroom), a 3rd full bath, and a huge 23x13 multi-use recreation room, perfect for a media center or home gym—approximately 800 SQFT in finished basement in addition to the home's above-level SQF. The use of space has many possibilities that can cater to your family's unique needs. Less than 10 minutes from some of the area’s best shopping and restaurants! Beautiful, well-maintained Home & Community. 2 assigned parking spaces in front of the home. Plenty of visitor parking is directly across the Townhome. Showings available.
Source: BRIGHT #VAST2041096
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.