202 Modene Ave Waxahachie, TX 75165
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About this home
Welcome to 202 Modene Avenue—where timeless brick curb appeal, towering shade trees, and a welcoming front porch invite you to slow down and stay a while. Nestled on an oversized 8,189 sqft lot in one of Waxahachie’s established, family-friendly neighborhoods, this beautifully cared-for 3-bedroom, 2-bath home offers 1,441 sqft of smartly designed space that feels both cozy and spacious. Inside, you’ll love the open-concept layout featuring a generous living room, sleek tile floors, and neutral colors that complement any style. The kitchen offers ample cabinetry, updated stainless-steel appliances, and a breakfast bar that opens to a sunny dining area with charming bay windows and backyard views. It’s the perfect setup for casual mornings or lively dinner parties. The private primary suite offers a restful retreat with soft carpet, natural light, and a dual-sink vanity in the en-suite bath. Two additional bedrooms provide flexibility for guests, kids, or even a home office. Step outside into your expansive, fully fenced backyard—complete with a mature shade tree, patio space for BBQs, and a bonus storage shed ready for all your tools or hobbies. Whether you dream of gardening, entertaining, or just relaxing outdoors, this yard is ready for it all. Located just minutes from historic downtown Waxahachie, you’ll enjoy weekend strolls to local boutiques, coffee shops, and year-round community events like the famous Crape Myrtle Festival and Christmas Parade. With highly regarded schools, scenic parks, and easy access to Highway 287 and I-35, this location combines small-town charm with big-time convenience. This is more than just a house—it’s a place to put down roots and make memories.
Source: NTREIS #20968650
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.