202 Roaring Creek Dr Boerne, TX 78006
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About this home
A Hill Country Treasure! This 3-bedroom, 2-bath vacant home sits on a private and secluded 1.37-acre lot surrounded by mature trees, offering 1,745 sq. ft. of living space and a beautiful setting in the Texas Hill Country. The community provides exclusive riverfront access to the Guadalupe River, complete with a pavilion, tennis courts, basketball court, playground, and park, making it the perfect place to entertain family and friends. Inside, the open floor plan welcomes you with a foyer featuring crown molding and a formal dining room to the left, which can also be used as an office. The granite eat-in kitchen includes a breakfast bar and flows seamlessly into the large living room with a stone fireplace. Elegant coffered ceilings in the living room, kitchen, and breakfast nook add architectural charm and dimension. The split-bedroom design ensures privacy, with the primary suite tucked on one side of the home. The primary bedroom features crown molding, a spacious walk-in closet, and an ensuite bath with separate vanities, a garden tub, and a walk-in shower. Two additional bedrooms and a full bath are located on the opposite side of the home, with all bedrooms carpeted for comfort. Step outside to a huge deck overlooking the property and pond, where you can enjoy the serene natural surroundings and Hill Country views. With its tranquil setting, spacious design, and access to top-notch amenities, this property is the perfect blend of comfort, charm, and Texas Hill Country living.
Source: SABOR #1894421
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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