2020 Calabria Ave Unit 2020 Davenport, FL 33897
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About this home
**OVER $$$100K BRAND NEW DESIGNER RENOVATION & FURNITURE***Welcome to paradise where everyday resort-style living meets family-fun! This 4 bed/3 bath home is nestled in the gated Regal Palms Resort! Located just 7 miles away from Walt Disney World Resort, and just a car ride away from restaurants, Legoland, Universal Studios, major water parks and other attractions. Turn-key, move-in ready, pristine & UNUSED; everything inside is untouched and BRAND NEW! House has the following: Split floor plan; 2 MASTER suites and 2 other bedrooms; Master has HUGE, deep-soak, two person tub. Kitchen has NEW, solid wood, wht, shaker cabinets w/ 36" uppers & crown molding; Breakfast bar; All NEW Samsung gourmet stainless steel appliances; all NEW 3 tone paint inside; All new faucets, toilets, fixtures, giant ceiling fans & LED lighting; All new vinyl plank flooring thru-out; NEW two-tone plush carpet & pad; Inside laundry. Home has been decorated by a professional interior designer. Experience resort lifestyle living every day! Community offers : • Aquatic Pavilion - a deluxe swimming area that includes a heated pool, lazy river, water slide, outdoor hot tub, and tiki bar. • Fitness Center - offers a range of cardio and strength options •Indoor hot tub • Sauna • Steam room • Spa and Nail Salon • Restaurant operated by Frankie Farrell's, where owners receive a discount • Pirate Themed Arcade- has an array of fun games for all ages. • Indoor playground •Volleyball Court •Five BBQ areas with charcoal grills and complimentary Wi-Fi. *According to HOA, a new roof is on the way! This unit is scheduled to be re-roofed end of August-ish 2025. .This place has it all!
Source: STELLAR #O6323953
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.