2020 Coolidge St Seminole, OK 74868
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About this home
This beautiful, one-of-a-kind stone home offers 4 bedrooms, 2 bathrooms, and sits on just under 1 ACRE m/l but feels like more with the wooded scenery. Conveniently located in town near shopping. The home is designed to maximize backyard views with a large deck overlooking the in ground pool and spacious yard. Inside, the vaulted-ceiling living room features a dramatic stone gas fireplace, built-in shelving, and a wall of windows. Sliding glass doors connect seamlessly to the deck, perfect for entertaining. The kitchen boasts custom tile countertops, a breakfast bar, and abundant cabinetry, opening into an oversized dining area with panoramic views of the backyard. The owner’s suite has been recently remodeled with barn door details, and a luxurious bathroom complete with a soaker tub, custom double-sink vanity, separate shower, and a large walk-in closet. A bonus area within the suite provides flexible space for a home office, sitting room, or nursery. Three additional bedrooms are generously sized with large closets, and the second bathroom offers an oversized vanity with built-in storage. From the stonework charm to the expansive outdoor living, this home is full of character and functionality. Ready for both relaxation and entertaining.
Source: MLSOK #1193418
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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