2021 E Del Webb Blvd Sun City Center, FL 33573
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About this home
2 BEDROOMS AND A DEN……......NEW ROOF….......…IMPACT WINDOWS…….........NO NEIGHBORS BEHIND YOU, ONLY THE BIRD AND THE TREES…….....…..NEW WATER HEATER…….....……LARGE ENTERTAINING LANAI…........…….HIGH CEILINGS…….......….From the moment you step inside, this St. Thomas home feels alive with light and warmth. Sunbeams slip through plantation shutters, dancing across the floors and highlighting the openness of the design. The living room stretches effortlessly into a cozy reading nook and onward to the dining space, all flowing toward views of the lanai beyond. At its heart, the kitchen is both practical and inspiring, with stone counters, custom cabinetry, and clever pull-outs that make cooking and storage feel like second nature. Here, every detail is built for ease—spaces that welcome gatherings, storage that never feels short, and finishes that make the everyday feel elevated. And beneath it all, a 2024 roof and whole-home security system with medical call feature provide quiet confidence that lets you simply relax and enjoy. The expansive lanai is where the home’s personality shines. Its dual-door design makes life remarkably easy: glide a golf cart inside under roof, swing both doors wide to let breezes drift through, or move furniture in and out without a second thought. It’s a space that adapts with you—morning coffee under soft light, breezy afternoons with friends, or smooth transitions as life’s chapters begin and eventually change. More than just an outdoor room, the lanai is a stage for living, connecting indoor comfort with outdoor freedom in a way that feels seamless and natural. And then there’s the backyard—the true soul of this property. Unlike golf course or waterfront lots filled with activity, here you’ll find privacy, peace, and nature as your only neighbors. Step outside and watch hawks and eagles circle above, rabbits and foxes wander through, and songbirds fill the air with life. It’s more than a yard; it’s a personal sanctuary where every sunrise feels calm and every evening brings the quiet company of wildlife. This is Florida living at its most natural and serene—a setting you’ll never want to leave. .....FURNITURE CAN BE NEGOTIATED WITH THE PURCHASE.
Source: STELLAR #N6140830
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.